Broker Check
Roy Rasera
Roy Rasera
Pacific Advisors, CA Insurance License #0K12914 Financial Advisor
https://www.pacificadvisors.com/roy-rasera (503) 221-1226

Roy Rasera has been advising and coaching successful Couples, Professionals, and Business Owners with incomes in the top 5% of the country (~$200k+) on their macro-economic financial strategies for 20+ years. Roy holds 3 degrees from MIT and several financial designations. He has been recognized by Forbes/Shook Research as a top 5 Financial Security Professional* in Oregon since 2021, and throughout the last decade as a 5-Star Financial Professional* in Seattle and Portland Monthly Magazines. He is a member of Mensa, Past President of his Rotary Club, and Past President of the MIT Alumni Club of Oregon & SW Washington.

His unique blend of technical analysis, financial orchestration, and human connection enables his clients across the nation to enjoy and build wealth aligned with their values and ambitions. Roy focuses on client education and continued evaluation to co-design, optimize, and implement effective wealth building and protection strategies. His goal is to help his clients live a good life for their whole life.  Since he meets with clients via internet, he is an adviser that can travel with you as your life and career paths change.

He lives with his wife Donna and their 2 children in Oregon, sings with the 4-man Portland vocal band “Strangers in Harmony/ThePillagePeople”, curates a YouTube gaming channel with his sons, and plays viola in a community orchestra.

*This award is not issued or endorsed by Guardian or its subsidiaries.


5 ways to spend money on your happiness

Money

Can money buy happiness? It depends. According to research, the mind, body, and wallet are all interconnected and finances impact overall well-being more than physical or emotional health. But building proactive, sustainable financial habits can increase a person’s well-being no matter what their salary.1

So, here are five ways you can spend your money to help maximize your happiness.

Buy experiences

It’s a no-brainer. Spending on quality time with family and friends greatly increases our happiness. Experiences often provide more happiness than things because you can share them, making us more likely to feel connected to others. Instead of buying material goods you don’t need, plan a day trip with your family or attend a pasta-making class with some friends.

Treat yourself (sometimes)

Steering a steady financial course may require some discipline, but that doesn’t mean you can’t ever reward yourself with an occasional treat. Just be careful not to indulge too frequently, as it may derail your expectations and happiness. Routinely setting aside money to create a splurge fund (a designated pool of money for fun purchases) within your means is a great way to help make sure you get the joy of an experience or gift without getting into trouble.

Gift it away

Treating yourself is a great reward, but spending money on others can help boost your happiness too. Consider buying gifts for loved ones or donating to charity.

Invest in your well-being

Financial, emotional, and physical wellness are all closely related.2 This means that spending to make sure your mental and physical wellness are taken care of can be a good investment in yourself. Whether it’s looking into therapy or spending on fitness programs you enjoy, make sure you’re taking care of both your mental and physical wellness as part of your overall well-being.

Ask for help

Freedom from worry may be the biggest gift you c give yourself and your loved ones. Working with a financial professional can help lead to higher retirement readiness and confidence.3

Reach out to me for personalized help crafting a plan to incorporate these healthy spending habits into your life. While happiness may not sit on a store shelf with a price tag, these five tips can help make your days a little brighter.

Disclaimer:

1 13th Annual Guardian Workplace Benefits Study. Mind, Body, and Wallet ® 2024

2 13th Annual Guardian Workplace Benefits Study. Mind, Body, and Wallet ® 2024

3 13th Annual Guardian Workplace Benefits Study. Mind, Body, and Wallet ® 2024

Material discussed is meant for general informational purposes only and is not to be construed as tax, legal, or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary. Therefore, the information should be relied upon only when coordinated with individual professional advice.

 7607854.1 Exp. 2/27 

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